Will insurance cover the cost of my wigs for alopecia?
Many people could benefit with extra financial assistance when they purchase a wig for medical reasons. If you have health insurance, your provider may reimburse you for a portion or the total cost of your "Cranial Prosthesis" (the term when a wig is needed for medical hair loss.) Follow the 5 steps below for possible "cranial prosthesis" reimbursement.
5 Steps to Possible Wig Reimbursement From Your Insurance Company
Consult your insurance company’s benefits department to find out about reimbursements for a “cranial prosthesis.” (Do not use the word “wig” as your benefits allowance will drop.)
Obtain a prescription from your doctor for a “cranial prosthesis.” Be sure your diagnosis code is written on this Rx. Make a copy for your records.
When purchasing your wig(s), ask us for a separate Medical Sales Receipt (which includes our Tax ID #) confirming the purchase of your “cranial prosthesis.” When ordering online, in the comments section, write “Please include Medical Sales Receipt.” Make a copy for your records.
Send #2 and #3 (above) to your insurance company, following any guidelines they may have.
If entitled, your insurance company may reimburse you directly for the full amount, a specific dollar amount or a percentage of your purchased wig(s).
Note: Typically, HMOs do not reimburse for a cranial prosthesis. However, you can take a tax deduction on your annual tax return.
*If your insurance company denies your claim, we suggest that you send them a picture of yourself without hair and hand write a letter stating your need for a cranial prosthesis. Detail your emotional upset without hair and the benefits your cranial prosthesis provides, such as self confidence, which promotes your internal healing.
What is alopecia?
Alopecia is the main term given to the condition that is hair loss. However, there are several different types of alopecia that might affect people in varying ways. This is one of the reasons why there are no ultimate alopecia wigs. Wigs for alopecia come in different shapes and sizes in order to adequately cater for every alopecia patients needs. There are some types of alopecia that are more common than others. For instance there is Alopecia Areata, Alopecia Totalis, Alopecia Universalis, Androgenetic Alopecia, and Anagen Effluvium. Let's break all these big scientific names for hair loss down. All of Godiva's Secret Wigs styles are perfect for those experiencing alopecia.